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The Applied Bank® Secured Visa® Gold Credit Card is an excellent card for those with little or no credit history or a blemished or imperfect credit record. This is a secured card, so applicants must put down as deposit the amount they wish to have available as credit. But this secured card does not nickle-and-dime cardholders with processing or annual renewal fees.
The Applied Bank® Secured Visa® Gold Credit Card features a very, very low APR of 9.99% for both purchases and cash advances. This card does not accept balance transfers, however. This is a very low APR for credit cards of any kind, and with the Applied Bank® Secured Visa® Gold Credit Card, your rate won't change, even if your payment is late! (You may be charged a late payment fee however.)
The Applied Bank® Secured Visa® Gold Credit Card requires a minimum deposit of $200 and a minimum applicant age of 18 years. The maximum deposit (and therefore credit limit) is $5,000. You will nThis card received a rating of 4.0 out of 5.0 from previous cardholders. Click here for a full review. |
| Intro APR |
No Introductory Rate Available |
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| Regular APR |
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| Annual Fee |
$0 |
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