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IberiaBank Visa® Platinum Rewards Card
Issued by IberiaBank.
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BASIC INFORMATION 
| Introductory Rate: 1.99% APR for 6 Months |
| Time Period: |
| Rate Applied To: Balance Transfers |
| Additional Details: Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date. |
| Regular APR: |
Variable or Fixed:
Variable APR's are based on the Prime Rate or the 1 month LIBOR. |
| Annual Fee: $0 |
| Annual Fee Details: None |
| Application Fee: |
| Participation Fee: |
| Reload Fee: |
| Inactive Fee: |
| Total First Year Fees: |
| Type Of Rewards: Point |
| Be sure to read the card's *This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. for more details. |
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CREDIT CARD REVIEW
| This review was last updated on |
Overall Rating: 5.0
Ratings are on a scale of 1 to 5 based on customers who successfully applied for this card. |
| The IberiaBank Visa® Platinum Rewards Card, issued by IberiaBank, is ideal for those with very good credit who plan to take advantage of the rewards program offered.
Through the rewards program, cardholders earn one point per dollar spent on all qualifying purchases. Points are redeemable for merchandise, travel and gift certificates to participating restaurants and merchants. There is no annual fee for the ScoreCard® Bonus Points Program.
There is no annual fee and the interest rate for purchases is reasonably low for a reward card (for those who qualify). In addition, the card offers a low introductory rate on balance transfers submitted during the first three months for the first six months of membership.
Aside from the rewards program, cardholders can expect common benefits, such as up to $1,000,000 in travel accident insurance, lost and stolen card reporting, and various online account services.
Therefore, those who qualify for the lowest rate offered, do not want to pay an annual fee, and plan to take advantage of the rewards program will benefit most from what the IberiaBank Visa® Platinum Rewards Card has to offer. |
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REWARD PROGRAM INFORMATION
| Type Of Rewards: Point |
Reward Program Optional: No
Optional programs may have a fee. See *This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. for details. |
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| For Cards with Rebates Incentives |
| Lowest Possible Rebate: |
| Highest Possible Rebate: |
| Additional Rebates: |
| Rebate Details: |
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| For Cards with Points Incentives |
| Points Per Dollar Spent: 1 Point |
| Additional Points: None |
| Point Details: Points are redeemable for hotel, gift or experience rewards. |
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| For Cards with Miles Incentives |
| Miles Per Dollar Spent: |
| Additional Miles: |
| Program Details: |
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Rewards Expiration Period:
This period applies to all rebate, point and reward programs. |
| Annual Limit: |
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ADDITIONAL PERKS
| Various Internet account related services.
Lost and stolen card reporting.
Up to $1,000,000 in travel accident insurance.
See website for additional benefits. |
Special Notations:
*This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's *This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. before applying!
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