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| New Millennium Bank Secured Black Diamond Visa®/MasterCard® |
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The New Millennium Bank Secured Black Diamond Visa®/MasterCard®, issued by New Millennium Bank, is designed for those with limited or poor credit who may have difficulty in obtaining a standard unsecured credit card.
Most often, secured credit cards do not have any additional perks or benefits; however, this card does provide several benefits including auto rental insurance, up to $100,000 in travel accident insurance, and an extended warranty for purchases. Perhaps the best benefit is the free companion airline ticket, which is awarded to cardholders upon approval. The card also offers a referral program that rewards cardholders with up to $50 per approved referral.
Although the APR applied to purchases is high for a secured card, this card does apply interest to the deposit amount required to secure the account, which is a nice benefit. This card also has a no credit check and no turn-down policy.
There is an annual fee of $59, which is slightly above average for a securedThis card received a rating of 2.0 out of 5.0 from previous cardholders. Click here for a full review. |
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No Introductory Rate Available |
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| Annual Fee |
$59 |
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| Vision Silver(SM) Prepaid MasterCard® |
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The Vision Silver(SM) Prepaid MasterCard®, issued by MetaBank, is ideal for people who are finding it difficult to obtain either a secured or an unsecured credit card.
Applicants will not have to go through a credit check because approval is guaranteed. With this prepaid card, cardholders fund their own credit lines, which eliminates the risk of owing creditors.
As with most prepaid cards, this card has several fees associated with usage*. To start, cardholders will be charged an activation fee of $9.95. Every month thereafter, they will be charged $3.95 monthly. For the first year, cardholders can expect to pay $57.35 for these two fees combined. There is also a $25 shortage fee, which cardholders are charged whenever their accounts go into negative territory.
Additional fees apply with ATM usage, PIN transactions, and cash advances. Please review the issuer's website for further details on all fees.
While this card may come with many fees, it also has a number of free featureThis card received a rating of 4.0 out of 5.0 from previous cardholders. Click here for a full review. |
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No Introductory Offer Available |
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$0 |
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| Juniper MasterCard® Prepaid Card |
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The Juniper MasterCard® Prepaid Card, issued by Barclays Bank Delaware, is a prepaid card that can be used anywhere that MasterCard Debit is accepted. In addition to convenience, this card also offers easy approval. There is no income requirement, and applicants can get approved with no credit check or bank account.
With the Juniper MasterCard® Prepaid Card, you can access cash at millions of ATMs worldwide. Manage your account, make purchases and pay your bills conveniently online. You can also access your account balance or transaction history, report your Juniper Card lost or stolen, pay bills and charge long distance calls to your account 24 hours a day by calling the Juniper toll-free account information line.
This prepaid card has no interest, no late fees and no overdraft fees. Load money onto your Juniper MasterCard® Prepaid Card for free when you enroll in direct deposit. Or add cash with Green Dot MoneyPak for $4.95, or at Western Union locations for $3.95.This card received a rating of 0.0 out of 5.0 from previous cardholders. Click here for a full review. |
| Intro APR |
No Introductory Rate Available |
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| Annual Fee |
$0* |
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| Millennium Advantage Pre-Paid MasterCard® |
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The Millennium Advantage Pre-Paid MasterCard®, issued by New Millennium Bank, is a stored value card designed for those who may have difficulty in obtaining an unsecured credit card.
This card requires the cardholder to make payments in advance, which are then used to offset future purchases made with the card. The card can be loaded by account-to-account transfers via the Internet, through payments sent by mail, or at load stations from authorized load partners. There is a $1 fee charged for every reload.
There are other fees associated with this card as well, including an activation fee of $99.00 and a monthly participation fee of $5.95 ($71.40 annually). In the first year alone, a cardholder can expect to pay a minimum total of $170.40 in fees.
It is important to note this card does not report cardholder transactions to credit bureaus, which may be considered a major drawback for those who are trying to establish credit.
Therefore, those who are looking for a stored value caThis card received a rating of 3.0 out of 5.0 from previous cardholders. Click here for a full review. |
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No Introductory Rate Available |
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| Annual Fee |
$0 |
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| BuyRIGHT Pre-Paid MasterCard® |
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The BuyRIGHT Pre-Paid MasterCard®, issued by MetaBank, is a stored value card designed for those who would like to take advantage of the rewards program and the shopping membership that this card has to offer.
This stored value card does require payment of an initial load of $20. Funds may be loaded onto the card in numerous ways and although fees do apply to most funding methods, there is no charge to fund the card via direct deposit. Funds loaded to the account are available for future purchases made with the card.
The card has a $29.95 account set-up fee, and cardholders have the option of choosing between paying a monthly fee of $4.95 or paying no monthly fee with a per transaction fee of $1. If the cardholder plans to make at least five card transactions per month, it would be beneficial to pay the monthly fee, since any more than five transactions would result in fees that would exceed the set monthly fee.
Cardholders will have the option to sign up for the Credit BuildingThis card received a rating of 4.0 out of 5.0 from previous cardholders. Click here for a full review. |
| Intro APR |
No Introductory Rate Available |
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$0 |
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Point |
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| READYdebit® Card |
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The READYdebit® Card from MetaBank is the perfect way for people who don’t have a checking account to obtain and use a debit card for all of their purchases - whether plastic is required or not.
With this prepaid card, cardholders simply load the READYdebit® Card with cash and use it as they would a credit card. Paychecks can even be directly deposited into a READYdebit® account to get easy access to funds without waiting in line at the bank and to avoid paying high check cashing fees.
The READYdebit® Card offers two options, depending on the cardholder's needs. The Basic plan is $4.95 a month, while the Select plan is $8.95 a month and comes with lots of extras like free online bill pay*. Select plan cardholders are also cut a break on other fees such as ATM withdrawal fees, balance inquiry fees, and fees for PIN transactions.
The best thing about the READYdebit® Card is the freebies. Unlike other prepaid cards, cardholders are not charged card loaThis card received a rating of 4.0 out of 5.0 from previous cardholders. Click here for a full review. |
| Intro APR |
No Introductory Rate Available |
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$0 |
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| NetSpend® Visa® Prepaid Debit Card |
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The NetSpend® Visa® Prepaid Debit Card provides 100% approval with no credit check required.
There are two pricing plans available with this prepaid card to fit your specific needs, the Pay-As-You-Go plan and the Fee Advantage plan.
Setting up direct deposits from your employer to your card account is free, or you can make free account-to-account transfers via the Internet to load funds to your card.
You can add up to $10,000 to your account, and your funds are held in an exclusive 5% APY savings account.
You'll also be able to borrow money and build credit with the iAdvance line of credit, plus there are absolutely no overdraft fees or minimum balance requirements.
Sign up for the NetSpend® Visa® Prepaid Debit Card today to get instant approval with no credit checks.This card received a rating of 0.0 out of 5.0 from previous cardholders. Click here for a full review. |
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No Introductory Rate Available |
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| Current by Discover - Teen Prepaid Debit Card |
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The Current by Discover - Debit Card for Teens is a prepaid debit card developed especially for teens, but with their parents in mind. This card helps parents and teens work together to set spending limits and establish responsible spending habits.
Current by Discover is the only prepaid card that helps parents monitor their teens' spending. Parents can set up spending limits and restrict shopping categories. This gives teens freedom while helping their parents maintain control.
Current by Discover offers free direct deposit for parents and teens, as well as free deposits from any credit card or bank account. Once money is added, teens can use the card to make purchases online, over the phone and in stores. The card can even be used at the ATM for cash withdrawals. Because money can be added quickly and easily, this is the ideal for use in emergencies. Plus, this card's $0 fraud liability guarantee makes it a safe way to keep and spend money.
This card has a participation fee of $5 This card received a rating of 5.0 out of 5.0 from previous cardholders. Click here for a full review. |
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| AccountNow® Prepaid MasterCard® |
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The AccountNow® Prepaid MasterCard®, issued by MetaBank, is a stored value card designed for those who may have difficulty in obtaining a standard unsecured credit card.
Although the card does not require a banking account to be opened, it does require payments in advance, which are then used to offset future purchases made with the card.
Advance payments can be funded directly from the cardholder's paycheck and automatically loaded to the card every pay period. The card can also be loaded by wiring money from an established bank account or through MoneyGram® ExpressPayment®.
It is important to note that there are some fees associated with this card that include an account set up fee of $9.95 (waived with direct deposit loads) and a monthly participation fee of $9.95, which amounts to $119.40 annually. There is no additional charge for U.S. purchases. So, in the first year alone, a cardholder can expect to pay a minimum total of $129.35 in fees.
It is common forThis card received a rating of 4.0 out of 5.0 from previous cardholders. Click here for a full review. |
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No Introductory Rate Available |
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| Vision Premier(SM) Prepaid Visa® Card |
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The Vision Premier(SM) Prepaid Visa® Card is ideal for people who are finding it difficult to obtain a secured or unsecured credit card or who are in need of another option when making purchases.
Based on an identification check, applicants can be issued a personalized card. Also, cardholders will have access to a rewards program where they earn rewards at the rate of one point per dollar spent. Points are redeemable for wireless airtime minutes; 200 points = 1 minute of prepaid wireless airtime.
As with any prepaid credit card, this one is not without its fees and regulations. To participate, you must pay a weekly fee of up to $0.95 unless you are on direct deposit and the weekly fee is automatically waived, and a one-time activation fee of $9.95 which can be rebated when you sign-up for direct deposit. Additionally, you'll be charged $1.95 for withdrawing cash from ATMs and $0.95 for making purchases using your PIN. Total fees can amount to at least $101.35 your first year.
This card received a rating of 4.0 out of 5.0 from previous cardholders. Click here for a full review. |
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No Introductory Rate Available |
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$0 |
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Point |
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| Facecard Prepaid MasterCard® |
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The Facecard Prepaid MasterCard®,issued by MetaBank, is the equivalent of having a prepaid card, gift card and cash all rolled into one. This prepaid, reloadable card is a safe alternative to credit card debt, and can be used anywhere that MasterCard® is accepted, including ATMs. With the Facecard Prepaid MasterCard®, cardholders receive Prewards®, which are like coupons, put directly on their cards.
The Facecard Prepaid MasterCard® doesn't carry the risk of debt or overdraft fees because you cannot spend beyond what you have on the card. Reloading your card is easy. Simply transfer funds from your bank account, and they will become available within 4-7 business days. You can also have your paychecks automatically deposited to your card through direct deposit. Or put money onto your card from your credit or debit card. However, there is a maximum total balance of $2,500 allowed for this card.
The Facecard offers convenience by allowing you to manage your accouThis card received a rating of 0.0 out of 5.0 from previous cardholders. Click here for a full review. |
| Intro APR |
No Introductory Rate Available |
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$0 |
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| Wired Plastic™ Prepaid Visa® Card |
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The Wired Plastic™ Prepaid Visa® Card, issued by The Bancorp Bank, is a stored value card designed for those who may have difficulty in obtaining an unsecured credit card.
Although the card does not require a security deposit, it does require payments in advance, which are then used to offset future purchases made with the card.
There is no interest applied on the account, no annual fee, and none of the other charges similarly found with most unsecured credit cards. There are also fewer credentials required in comparison to common unsecured credit cards, such as a no credit check policy, no employment verification, and so forth.
Nevertheless, it is important to note that there are some fees associated with this card, such as a one-time application fee of $9.95, a monthly maintenance fee of $3.95 ($47.40 annually), and a minimum initial load amount of $10. So in the first year alone, a cardholder can expect to pay a total of $57.35 in fees. This is very reasonable for this tThis card received a rating of 5.0 out of 5.0 from previous cardholders. Click here for a full review. |
| Intro APR |
No Introductory Rate Available |
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| Annual Fee |
$0 |
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Point |
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| Eufora Prepaid MasterCard® with Credit Builder - Elite Level |
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The Eufora Prepaid MasterCard® with Credit Builder - Elite Level, issued by The Bancorp Bank, is a stored value card designed for those who have fair, poor, bad, or no credit history and would like to rebuild their credit, as well as have the chance to earn income for referrals.
Not often do prepaid cards offer benefits; however, the Eufora Prepaid MasterCard® with Credit Builder - Elite Level offers a unique income opportunity for cardholders. Each time a cardholder refers a new applicant to the Eufora Prepaid MasterCard® with Credit Builder - Elite Level, that cardholder will earn $90 per year if the referred applicant is approved and maintains their membership in good standing. Each time a cardholder refers a new applicant to the Eufora™ Preferred MasterCard® that cardholder will earn $50 per year if the referred applicant is approved and maintains their membership in good standing. Lastly, each time a cardholder refers a new applicant to the Eufora™ AssocThis card received a rating of 5.0 out of 5.0 from previous cardholders. Click here for a full review. |
| Intro APR |
No Introductory Rate Available |
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| Annual Fee |
$99.95 |
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